1-Hour ABLE Account Continuing Education (CE) Course
for Financial Advisors and Special Needs Planners
Topic
Practical Applications of ABLE Accounts in Financial Planning for people with disabilities. This course is designed to empower financial advisors and special needs planners to support great opportunities and options for clients with disabilities / their families.
Description
This continuing education course gives financial professionals a practical understanding of ABLE accounts and their role in comprehensive financial and special needs planning. Participants will learn the core rules governing ABLE accounts, how they interact with public benefits and special needs trusts, and how advisors can apply them throughout a client’s lifetime.
Purpose
This CE is designed to educate financial advisors and special needs planners how to use ABLE accounts strategically in real-life planning scenarios for their clients in the disability community - it is not designed to be only an ABLE 101 or teach what an ABLE account is.
Advisors will hear directly from peers who “live and breathe” special needs planning, illustrating how ABLE accounts can fit into larger financial strategies for individuals with disabilities and their families.
Key Learning Outcomes
By the end of this course, financial advisors will be able to:
Recognize when ABLE accounts add value in a client’s financial plan and how ABLE can support families during different financial planning stages.
Explain the purpose, eligibility requirements, principal benefits, identify qualified disability expenses, and program features for ABLE accounts.
Strategically coordinate ABLE accounts with Special Needs Financial Planning, Special Needs Trusts (SNTs) and 529 College Savings accounts.
Incorporate ABLE accounts into financial, benefits, education, workplace, and estate- planning conversations.
Direct clients to appropriate ABLE programs and additional resources.