ABLE Accounts for Veterans and Their Families

Achieve financial strength.
Protect your benefits.
Invest in your future.

A smarter way to save without risking essential benefits

For many Veterans and families, saving money can feel complicated when benefits are on the line. ABLE accounts are designed to help eligible individuals build financial resilience, save for the future, and pay for everyday disability-related needs — all while preserving access to important supports.

ABLE accounts can help people move from simply getting by to building real financial security.

Why Veterans and families should consider an ABLE account

An ABLE account can help you:

  • Save for short-term and long-term needs

  • Build emergency reserves

  • Cover disability-related expenses

  • Reduce the stress of traditional asset limits

  • Plan for greater independence and stability

This is especially important for Veterans and military families who want more flexibility, more control, and more confidence in their financial future.

View the Benefits + Advantages Below…

Key advantages of an ABLE account

Protect important benefits
ABLE savings up to $100,000 are not counted as a resource for SSI, and a VA Pension is not reduced based on ABLE account resources.

Save with tax advantages
For 2026, up to $20,000 annually can be contributed from all sources combined, including family, friends, and the beneficiary. Contributions are made with post-tax dollars, and earnings and withdrawals for qualified disability expenses are federal income tax-free.

Use funds for a wide range of needs
ABLE funds can be used for both essential expenses and quality-of-life expenses.

Keep working if you choose
You can be employed and still have an ABLE account. There are no work restrictions tied to opening one.

Simple to set up and use
ABLE accounts are designed to be straightforward for individuals and families to open and manage.